Lozi has five vowels (a, e, i, o, u), following the standard Bantu five-vowel pattern shared across virtually all Bantu languages. Unlike the related Kwanyama (Oshikwanyama), Lozi does not use nasal vowels or tilde-marked vowels. The Sotho-Tswana affiliation of Lozi is reflected in its simple five-vowel system and relatively straightforward consonant inventory [3].
Lozi consonants include stops (b, d, g, k, p, t), fricatives (f, h, s, sh, v, z), nasals (m, n), the palatal nasal ñ (written as a single letter with tilde, not as ny), and the prenasalized stops mb, nd, ng, nz. A notable feature is the use of ñ rather than ny for the palatal nasal — a distinctive characteristic of the Silozi orthography [3].
The most distinctive Lozi special character is the n-tilde (ñ / Ñ) — used for the palatal nasal sound that most Bantu languages write as ny. The Silozi orthography is the only major Zambian Bantu language to use this Spanish-style tilde notation. Prenasalized digraphs mb, nd, ng, nz and the fricative digraph sh each represent single phonemes [3].
Lozi numerals show clear Sotho-Tswana connections: peli (two) from Sotho, talu (three) from Sotho -raro, ne (four) pan-Bantu, and lishomi (ten) from the Sotho-Tswana reflex of pan-Bantu -kumi. The five-numeral ketalizoho ("one complete hand") uses zoho (hand), demonstrating the widespread body-counting pattern found across many African numeral systems [1].
The complete Lozi (Silozi) Latin alphabet includes the standard 26 letters plus the distinctive n-tilde (ñ / Ñ). Prenasalized digraphs (mb, nd, ng, nz) and the fricative digraph sh each represent single phonemes. The n-tilde is the most visually distinctive feature of written Lozi, immediately identifying it as distinct from Ndonga, Tumbuka, and other neighbouring Bantu alphabets [3].
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